Creditors are using the name of government department and lawyers to collect on false debt, debt that was paid late or a 3rd party is traing to collect more than 10 years later and most of there debt is a scam mail list, with the purpose to scam money from people. they prey on the elderly, problems that can be avoided if rules and regulation has to be study and make a fact in order to open any debt collector department business. A rule Has to be added , that the Name of origin of the debt, date of debt, number, adress and period of time that they have to collect on it, has to be added to all documents. I vote that a $200,000 dollar fine should be given to debt collectors that scam a mandatory 5 years jail time to improved this problem and also there businesses should be closed.



