address why unsubsidized student loan rates are so high when they cannot be discharged in bankruptcy.

We would like something to be done to lower interest rates on unsubsidized government school loans. They call student loans unsecured debt but it is secured by the law that says they cannot be discharged in bankruptcy. Due to this law they are much more secure than simple "unsecured loans" and the interest rate should reflect that. We believe 3-4% range to be more fair and accurate looking at current rates. We know these interest payments go to other programs but wouldn't that money be better spent paying down principal faster allowing people to get out of debt faster or to have more funds for emergencies. With a trillion in student debt lowering the rates would put immediate cash into peoples pockets and bolster the economy. We want to pay our loans, help us to do so.