At no time in History as America experianced a housing crisis as this one. Several states are dealing with it and several other states, appear to not be dealing with for political reasons.There is a very simple solution to turn the tides. Most Americans are in this because of a job loss.Some are now working, some are making less then they have ever made, but most would like to not have to worry about the home they are in and more then 80% of them would like to stay in that home and concentrate on other issues. I have a solution. Let make is mandatory if you have been in Foreclosure for over 6 months due to a job lssue, you qualify to set aside a sizable portion of your mortage balance, not forgive it, and get a new payment and interest rate you can live with to stay in your home. SIMPLE



