Address buyers who actually invested from thier own pockets with large down payments get relief with having thier principles reduced $100K with low interest rates or simply signing over the deed with no recourse to the homeowner if no balance exists after the principle reduction. That relief should also be on all types of loans including conventional NOT JUST FHA/NO LATES which means the banks not having to help very many consumers. That fact is, there are more homeowners late on their payments then those made on time. Therefore, we need the Obama admiinistration to focus more on homeowners not in foreclosure but finding themselves having to make late payments on all thier obligations mortgage,creditors and utilities to keep up and put food on the table. HELP KEEP FAMILIES IN THEIR HOMES



