Allow for all private student loan consolidation with Federal student loans for one low interest monthly payment.

Private student loan interest rates are very high, making for high monthly payments for debts accumulated for education. Not all college debt stems from tuition, there is also housing, food, transportation and medical needs to pay for while in school, just to name a few.
By allowing private student loans to be consolidated with Federal student loans, graduates could repay their debts with more reasonable interest rates. By having unconsolidated private student loan payments, graduates must repay each of the small loans over a short term period at a time when their careers earn the least amount of money. By consolidating all debts, it gives more time to repay and more reasonable monthly payments during the early years of employment.