Currently, only federal employees can invest in Thrift Savings Plan (TSP) funds. Mr. Obama please consider opening funds up to allow all American workers to save for retirement. The TSP is great because it is:
Simple: Easy to understand investment options due to few available funds
Diversified - Options: Bonds, Fixed Income, Domestic, International, and Lifecycle funds (with time investments in become more conservative over time with no additional costs)
Ultra low costs - Less than 0.03 percent annual costs. This is great because Wall Street has significantly higher fees