Allow Americans to withdraw from Social Security and receive the value of their lifetime contributions in cash.

Social Security is a fraud for six reasons. First, the public was told that it is an insurance plan. It is not. Second, to reinforce the fraud Congress made it seem that FICA contributions aren't ordinary federal income tax. They are. Third, unfairly high benefits were paid to retirees until the 1980s. Fourth, Congress unsustainably expanded benefits in the 1970s. Fifth, seeing that the extension was unsustainable, Congress reduced benefits for those retiring in this century. Sixth, like Jack Madoff, Congress spent a large portion of the contributions that were in the so-called trust fund on expenditures that helped their reelection. Given the history of fraud surrounding Social Security, contributors' money should be returned to them with interest.