Former students that cannot afford to make monthly Federal Student Loan payments need to have these charges reversed, even if it means making their degree null and void. There are many private colleges in the US that are selling false degrees and making unfair contracts with young adults. The degrees are worthless and cannot be used in the field of study. This leaves the student in a financial situation where the loans cannot be paid back, it damages credit and livelihood of the person and their dependents. The loans, if proven to be on forbearance or deferment due to low income, should be forgiven after a 10 year period. This will help boost the economy and housing market.
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