Life Insurance coverage should be available to everyone. If a family is willing to pay the monthly premium no one should be denied life insurance coverage. I have a son with mental illness and when obtaining life insurance for our family my son was the only applicant denied. They would never respond why he was denied. We attempted to get life insurance coverage through another carrier and they to denied him life insurance coverage, they only told us that it was based off of what his doctor put in his medical report as it relates to his mental health. My son suffers from depression and has a TBI (Tramatic Brain Injury). He has been in the hospital before for his depression. However, he is covered on my medical insurance and don't understand why he can't have life insurance coverage.



