Allow working American's to "Opt Out" Of the Social Security Retirement and Disability Insurance System

For far too long our Government has been misusing funds that all working Americans and their employers are forced by law to pay into the social security system so that they will receive money on a monthly basis once they reach the age for retirement. This system also provides financial aid to those who become to ill or disabled to work. The problem is that the Government likes to take the money, but as most people who have ever become disabled and had to file for disability, the Government makes it extremely difficult to obtain any money from the insurance policy you were forced to pay into. Solution: Allow people to opt out of the disability insurance as long as they carry thier own private disability insurance.