Start the country "buying" again by helping us increase our buying power. Let us "start over again". If our credit goes bad to a certain degree, forgive us, "this time". Seven or 10 years is a long time to wait for a new start! Consider amending, "The FAIR Credit Reporting Act" at least for a certain amount of time. If we are given, "1 more chance", we may not be as careless or ungrateful as before. Companies which have products we need, have become blinded by "The Numbers"! They’ve forgotten our country is built on us trusting each other to help ourselves and our community with the credit we've been given.
Also, when credit is adverse, somehow the,"Date of Last Activity",keeps rolling current! So to start our 7 years, in order to clear our credit, it will take 7 years to start the count.
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