American People are to big to Fail

Both the executive branch and the Congress determined that the banks were to big to fail. Given that new title allowed them to borrow money at a reduced rate. I petition the President and Congress to Declare The American People to big to fail. I petition both branches of government to bypass the Federal Reserve System and the major banks to loan money (at the same rate as CITIBank and Chase received) to small business and families. this would help them get out of high bank interest rates and create jobs growing our economy.