Americans with bad credit or filed bankruptcy in the past would be able to buy a house even if they are self-employed.

Americans with bad credit or filed bankruptcy in the past would be able to buy a house even if they are self-employed.
Many Americans are not able to buy a house because of bad credit or filed bankruptcy in the past, their credit history should not stop them for buying a house, banks and mortgage companies discriminate against people with bad credit, they should have a chance to own their home, they should not be punished for past mistakes and have to wait over 10 years to buy a house.
To own a home and have a place of your own are protected by their constitutional rights, regardless of credit, it is only fair and just.