If you are the consumer refinancing or purchasing a loan and a lender ask the consumer for upfront mortgage appraisal fees. Even if your establishment has been appraised by a licensed appraiser with in the last 6 months. The Certified Appraiser needs to by help accountable with the mortgage companies. It's not up to the consumer to come up with the upfront appraisal costs. The lender and appraiser need to not make the consumer responsible. Just like any other legal transaction.
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