1-Get the Feds out of making & guarenteeing Higher Ed loans since easy availability of loans has motivated colleges & lenders to charge more to match increased ability to borrow: 'Student Aid' is NOT student aid but college aid: Without easy access to loans tuition would drop like a ROCK as it was in the 1950's when American Higher Ed was tops in the world & tuition was affordable
2-Lawmakers should return standard consumer protections to Student Loans which were removed by the passage of the Bankruptcy Reform Act of 1994 (P.L. 103-394), which amended FFELP: Credit card users have consumer protections: Students are just as important
3-Loan forgiveness but only for the amount of overcharge
4-Pass other proposed laws as described at:



