Auto insurance rates should be based on driving record, and not credit history.

The auto insurance industry as a whole should not be allowed to charge higher rates based on credit history which has nothing at all to do with driving! Currently those who have bad credit scores pay more than individuals with DUI, DWI, and other traffic convictions on their record! An adjustment is needed. Hold those accountable for their driving record. Remove the credit check and charges associated with credit history as it has nothing to do with driving.