Homeowners need the same urgent help just as the banks were given and many got extra in private from the Fed. More and more banks have denied restructuring and now are lobbying Congress to protect them from civil lawsuits and give them protection. It is time to help out the middle class and poor who through misleading contracts and buried escalating loan rates were told they could affors these homes. The banks knew these loans were junk and they sold them off to other unsuspecting financial businesses. The rating agencies knew the were junk as well and rated them AAA. Many were caught and foreclosed on by this and the rest were laid off. Our communities are in trouble and families do not need to be put out of their homes at this time. We need to extend the people the same courtesy.



