The retirement age should be lowered or raised based on the rate of unemployement. The lowering or raising of the retirement age should be done on an annual basis. The range should be no higher than 67 and should go down to 62. Lowering of the retirement age at times of higher unemployement will open up more jobs to those in need of employement. Full employement shall be considered at an unemployement rate under 5%. Retirement, as it is now, would be voluntary. To help people retire at an earlier age, benefits shall be increased. To pay for this ALL income shall be subject to the Social Security tax. For this purpose income shall be defined as income earned through wages, capital gains, and carried interest.
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