Emotional and Life Skill Education K-12 DAILY CLASS could be designed by persons like Dr. Phil, Jay McGraw, The Doctors, Dr. Oz and their colleagues:
Role playing accepting and practicing saying "No" etc., field trips, reading books like Robin McGraw's "Inside My Heart," watching age appropriate topics on TV shows like Dr. Phil, THE DOCTORS, Dr. Oz etc.
When several sailors in the Navy went bankrupt and were depressed the Navy taught them budgeting skills. Depression is often a sign something needs to change and often that is one's choices. Life is like economics: choice. Life IS mostly habit: teach good habits.
Our EQ's are as important as our IQ's and parents cannot teach what have not learned. Self-help book industry is a billion dollar industry since we need to teach EQ K-12.