Bring back Refund Anticipation Loans (RAL)'s so that American's can receive their refund when they need it.

Refund Anticipation Loans, while high on interest, accomplished something that the IRS and Treasury cannot do. Refund Anticipation Loans give American's an option to receive their tax refunds (or a portion of them) in a timely manner so that they can avoid evictions, prevent repossession of their vehicles, and handle various other emergency expenses. This also provides a premium service to middle class American's that want the money faster and "on-time" so that they may make large purchases and pay off debt to ease the burden of everyday life. Although interest rates are high, as long as the information is disclosed to the consumer this type of loan should be allowed because the benefits of the loan usually outweigh the fees.