Mandatory Car and Home Insurance should not be allowed to make more than a 10 percent profit
In our suburban dominated society having a car is not optional when it is the only way for a person to get to work. So the cost to maintain the vehicle as far as mandated insurance should not be so burdensome as to harm a person's ability to get and keep a job.
Banks require/mandate that homeowners carry a minimum amount of insurance that is extremely expensive for most homeowners because of the insurance company practices that spreads risk to everyone no matter how little of a risk your home presents.Those companies are raking in huge profits and CEO's are taking shameful bonuses while millions of people cannot hold a job because of transportation issues..