A public option in 2013 would be modeled after the Medicare program and made available to Americans who do not have adequate coverage from their employer. It would be available to all workers and would be made available through new insurance-purchasing exchange, through which people could get access to both private health insurance plans and this public plan. There is no evidence that this would hurt private insurance. This was the plan president Obama ran on in his last election, which is more popular than the one we now have. It would help solo proprietors like myself as well as small and mid sized companies. It would create competition among private plans and let people chose to go public or private depending on their needs. Google Jacob Hacker for details of PO plans.



