Change the health care plan allowing families that have 1 spouse covered under employers health insurance

Many families have 1 working spouse who has insurance which covers the entire family.
Make changes that will make this coverage enough for the family,
Many employed people without insurance are being hurt financially by loosing work hours , because their employer can't afford to provide insurance.
Families caught in this situation still need the income with no loss of work hours .
Make this change to assist working families where one has insurance for the family