Change the law so that the home that you live in be classified the same as any other secured debt in bankruptcy.

In bankruptcy, sec 1322(b)2 says that secured claims and the rights of secured creditors can be modified, EXCEPT the claims of the debtor's primary residence. You must accept the original terms of your morgage or lose your home in bankruptcy under the current law. This change was before congress recently, twice, and failed twice, due to intense lobbying by the banks and special interests. This change would go far in keeping people in thier homes and in fixing the mortgage crises, and would do nothing more than to treat your home the same as other secured assets.