Medical bills should not affect your credit score. When a person falls ill, loses their job because of illness, has insurance that pays 80% of their medical bills, they should not be forced into bankruptcy because of the medical bill balance. Because this then affects the credit rating,, the person who is now recovered finds it impossible to get a job. The result is people who were normally working and paying bills are driven to poverty and homelessness because they got sick. No one elects to get sick so it should not be treated like a credit card purchase someone doesn't want to pay.



