Student loans need comprehensive reform. First generation college students are misled by predatory lenders and schools. Standard consumer protections aren't enforced, causing insurmountable loans that ruin lives. One can't rent, own, borrow, or work with bad credit. Tax returns, wages, SS, SSD, SSI, and VA payments are taken. Forgiven loans become taxable income! The downward spiral continues after death: the spouse assumes the debt. But existing reform bills, if used wisely, can RESTORE THE AMERICAN DREAM. Home ownership, entrepreneurship, financial responsibility, optimism, pride, and self-respect return, fostering contribution to society and the economy. 39 million people start spending and the economy rebounds. Let's rebuild America: set and demand fair student loan practices.
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