I acknowledge and appreciate the fact that we were granted an opportunity for FHA approval. I am 62 years of age, with a hardship. I have been pursuing housing for purchase, without any accomplishment. FHA homes are very hard to find and because I am single I will like to stay in a neighborhood that is safe and secure. The bottom line is most of the FHA homes are in neighborhoods that are questionable. I am one of the victims of the pass recession. I have worked at my job for 34 years and I am willing to start over. My hardship was a decline in wages because of separation of spousal contribution. Most housing are conventional. As it was granted FHA approval, Conventional acknowledgement with a hardship at sufficient rate should be granted also. The market is very competitive. Florida



