Since the HARP, HOPE, and Making Home Affordable programs basically only help people who have fallen into economic trouble after purchasing their homes with Freddie Mac or Fannie Mae loans; shouldn't we call the program by what it is? This would be a much more accurate title for the program, and not get the hopes of people whose mortgages are not FHA, Fannie Mae or Freddie Mac up only to be dashed after they find out their lenders won't help them except in extremely rare cases like those that receive special assistance from their Congressman or Senator.
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