Create jobs more quickly by making loans available to small businesses though credit unions and community banks.

What the economy needs most now is jobs. Making loans available and easier to access by small businesses through credit unions and community banks will create more jobs more quickly - even faster than tax credits, which comes only at the backend. For example, in my own company here in Maryland, I am running only 2 out of 5 possible programs and I have 55 employees. If I had a loan facility to start up the remanining 3 programs, I could employee an addional 75 employees, that is a 150% possible staff increase. Now, imagine many, if not all, small businesses, doubling their staff strength! I strongly believe this may be the magic bullet this economy needs right now. It would create jobs faster than tax cuts or even revenue increase.