fannie and freddie are quasi gov agencies yet we continue to pay private mortgage insurance on underwater mortgages. While harp is a nice rate program, the benefit of paying pmi is questionable. especially given instability of the issuers. By providing permanent relief of this limited to no benefit program, real long term economic stimulous could be acheved at all levels of the economic spectrum at really no cost. support taking this private support off of public agency owned loans and make a real difference in the lives of real taxpayers across all economic classes.
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