create a law that would limit the maximum APR credit card companies are allowed to charge comsumers.

Create a law that would regulate the maximum APR that banks and credit card companies charge consumers. With the consumer paying more and more in charges and overages in a bank and credit card company controlled system, the consumer is left covering bonuses that should not exist and the federal government covering the remainder of the banking industries fun run. By regulating the maximum APR that these entities can charge, the cosumer is given the opportunity to pay off the initial debt without being enslaved by the banking system ( like we are now) by high APRs and nickle and dime overages. I would also recommend that foreign banks operating within the United States be regulated with the same if not stricter rules ( if they want to do business in the U.S.).