Create a million jobs and other benefits where free solar energy pays for it all. Homeowners save about 25% energy cost.

There are 80 million US single family homeowners, yet less than 1% use solar energy. Heating water accounts for 25% of a their energy bill. A solar water heating system, which works in any climate, would offset this cost. Most homeowners cannot afford the initial costs. A 20 year interest free federal loan with no up front money required would allow any homeowner to purchase a system. Savings would be double the yearly loan payment.
Benefits based on 75% participation: create a million jobs, save homeowners $24 billion / yr, offset 123 power plants of 250 mega watts each, lower coal consumption by 1/8 US output, save CO2 pollution equal to 25 million cars, stimulate economy and start a culture of real solar energy usage. Visit https://sites.google.com/site/solarfreeloan for details.