There are too many boarded up houses in low-income neighborhoods. This keeps the value of these neighborhoods low and discourages businesses from opening there. It is a cyclical effect. Causing food desserts and continued financial disparity among these communities. Instead of the paying back student loan when graduates work in the neighborhood for five years, the same system of loan payback could be used to help the students start a business in the neighborhood where they live. This could bring doctors, dentist, pharmacist, social workers, as well as many other professional services to low income communities at the same time revitalizing the neighborhood. The boarded up business buildings could be used as sites for these new businesses.



