Create programs that aid people with bad credit in getting their lives back.

People with bad credit have struggled for years to to make up for their past transgressions. Many of us were foolish youngsters who rambunctiously took the opportunity upon our inception into adulthood to get credit cards, nice cell phones, cars and what have you. Today we look back on the things we did with our credit,back in our age of ignorance of it's importance to our future. Today we regret them. Today circumstances have changed and we need houses for our families, cars to get to work, cell phones to communicate with those we love. Even bank accounts to store our money. But we can have none of those things because our past selves have made our current and future selves unworthy of such things. What I ask of you, Obama Administration, is if you will help us make things right.