I personally think that we need to create a credit union to the American People. By doing this, this will give more competative to other banks. In addition, letting American People (AP) opening a credit union should also be the same benefits as a federal government employees. I know because I use to have a credit union with NIH (National Institute of Health). When I had a credit union, I enjoyed the benefits. Most importantly, letting the American People opening a credit union will also help the federal government be out of debit.
Sincerely,
Nimi R. B. Andersen