how banks mortgages and finance companies rate credit in todays economy.it is wrong.they dont need to just look at peoples credit rating an score they need to look beyond that an look into the why his or her rating an score is that way.people lost there good paying jobs drew unemployment had no choice to take on min. wage job all of this needs to be looked at an a fair credit rating should be giving accordingly to curmstances that was beyond the average americans control.
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