Curtail the power of credit rating bureaus by not allowing them to add medical bills to their lists.

The people are increasingly unable to pay the , sometimes, monstreous bill that medical providers send to patients. Beyond what is paid for by the health insurance companies there should be no costs to the patient at all. (excluding luxury items like phone, special room services, newspapers etc) The health care insurances negotiate prices with the providers and what they agree on is the real cost of the procedure, all the rest is inflation of the bill and needs to be stopped. By not allowing these bills to be on a credit report there is no longer an incentive to inflate bills and the costs will quickly go down.