Default and Allow all to Default

If the Government cannot come to an agreement and raise the debt ceiling and keep our nation from defaulting on its loans/ obligations in a timely manner all citizens should be allowed to default on their obligations to the government and to private and public banks... Meaning if the government cannot pay their bills . We as citizens should have the backing of the same government in defaulting (without recourse ) of all of our obligations.
Lets just bite the bullet and hit the reset button for all since the government feels it can do this why cant all of its citizens....???