Define mortgages held by the Fed and Treasury at above the advertised Federal Funds Rate as Usury and Unjust Enrichment.

The current interest rate at which the Federal reserve makes loans available to banks is .25%. This petition is to force the Federal Reserve and Treasury to automatically refinance all individual home loans and mortgages purchased from the banking system to that same .25% Fed Funds rate or lower. This petition calls attention to fact that the legal rate at which loans are offered by the Federal Reserve to the banking system is far lower than the actual rate they are making loans to individuals by buying mortgages. By compensating only one party of the home loan contract in the mortgage purchase bailout, illegal Unjust Enrichment has taken place resulting illegal Usury.