Delineate Credit&FICO loopholes that causes financial defamation is cause&effect of consumers financial underpinning. Backdoor tactics allow creditors control of dictating cause&effect 2 consumers well being. Outdated unfair Credit&FICO practices violates consumer Constitution while giving false pretense when the FED assures banking&insurance requirements they R doing full potential analytical reasoning¬including citizens full financial potential. Turning blind-eyes allows loopholes 4 selectfew institutions 2 hve full ctrl of consumers well being in knowing consumer cannotbeat financial underpinning whilebeingunder eminent domain in raisingfamily&meeting expectations of society thatis demanded frm hr Great Nation. Extorting 2 makeup 4 toxicfailure is violating ConstitutionalRights



