The current billing process in health care, with paperwork required from the health care provider AND insurance, leads to a convoluted process that is both confusing and time consuming. Trying to track, match and understand the various paperwork from either institution is both difficult and laborious.
A bill for one health care event should be simple, easy to read and understand, with financial information acquired from all necessary parties (health care provider AND insurance agency). It should list expense items in full words, not cryptic acronyms; and in words used by the average American, not internal medical jargon.
For an excellent essay on this issue listen to The Mysterious Power Of A Hospital Bill by NPR's Planet Money http://n.pr/10NB3Xn