Auto Insurance and Home Insurance Companies take advantage of the fact we have to have them and continue to increase premiums and we have to pay whatever they charge but yet they are sometimes unjust in paying the claim and will drop you just after they do and then it's harder and cost even more to start over with another company. It's hard to make it today and doing without automobile insurance is illegal and has associated legal cost to get caught without it and it could be much worse if you are at fault in an accident without it. It is a necessity. Home Insurance is mandatory if you have a mortgage and it only makes sense to have it. Both of these are needs of the people but hard to afford in today's economy. Add to Healthcare and create the Insurance reform act.



