Do something to restore good credit ratings that some had before the recession, so we too can get low interest rates.

Restoring the good credit ratings for people who were victims of a job loss due to the economy . This would let some who once had very good credit, take advantage of lower interest rates. Some had no choice but to claim a bankruptcy or default on a mortgage. It would help get things going again for everyone. Consumer spending, home purchases, and in turn jobs could get created .