Every year the medical insurance companies send out a letter called Coordination of Benefits. The purpose of this letter is to collect information regarding additional health care coverage.
The problem with this is that health care companies AUTOMATICALLY assume the answer is YES and then deny payment on ALL medical claims. The insured finds this out when they receive unpaid bills from health care providers.
This practice needs to be regulated for the following reasons;
1. By refusing to pay claims, the health care companies are INTENTIONALLY putting Americans into economic hardship due to the effect unpaid bills have on their credit ratings.
2. It's environmental unsound and wastes resources and money for no justifiable reason.
3. It requires the policy holder to buy postage.