The credit reporting system is a scam.. it is nothing more than a business that makes people pay higher interest and holds people back from buying things that would get the ecomony moving again... Short sales and forclousures should not be allowed to show on a credit report... there should only be one credit agency... not 3... the banks got forgiven ... and they had rotten credit... we should as well. If a spouse has bad credit and the other has good credit, it should not be held against the one with good credit... I was told to get a divorce... so I could get a house ... on the VA ... now that is a crime !!!! then get married again... after 35 years !!! Everyone got hurt in the recession of 2008 ... so this old credit stuff needs to go ASAP & run by the SS agency. only one agency !!!
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