enact a law that will make all uninsured/unlicensed drivers involved in an accident the party at fault.

All uninsured and/or unlicensed drivers should be the party at fault when any accident they are involved in occurs. If they were not on the road, which they legally should not have been, the chances of the accident occurring are less. Because of these drivers the legal, licensed and insured drivers are paying higher insurance rates to cover the accidents they are involved in.