Medical bills should not be considered as credit. A person doesn't apply for medical bills. It's not a cost that most would consider as a credit. It is a necessary obligation, not a cost one does like buying a car. Any and all previous credit reports should be removed. A person's ability to pay medical bills is related to the high cost of health, not at the consumers choice. So why penalize us for it. Kind of a double jeopardy. A damaged credit score because of s person's health is unfair and unjust.



