Credit scores are used to deny people jobs and housing If you have lost your job and your credit score is 400 your not a bad person your just down on your luck. Hundreds of Americans are denied a job or a home every day because of low credit score or bad credit this should be called what it is discrimination
Discrimination is the prejudicial treatment of an individual based on their membership in a certain group or category.
this is as bad as race discrimination it must be illegal
being poor is not a crime