Debt Collectors are still engaging in unfair and unethical practices when trying to collect debts. The punishments for violators amounts to little more than a slap on the wrist. (Countersuit for up to $1000 by the debtor, and unable to collect in court via judgement.) If punishments for collection agencies were to be harsher, such as loss of lisence for collections after 2-3 violations, it might encourage more of them to follow the FTC rules, without pushing the limits. Please look into this,
Thank you