Establish a cap on student loan interest.

Although steps are being made to reduce student loan debt, the higher education system is still flawed. Reducing the student loan interest rate or placing a cap on interest will not fix this system, but it will reduce some burden placed on graduated students. More importantly, it is necessary to eliminate the idea that students are for profit. 2014-15 interest rates are 4.66% for Direct Undergrad Loans, 6.21% for Direct Unsub. Grad Loans, and 7.21% for Direct Plus Loans. This is higher than most mortgage interest rates. Graduating students should not be seen as a profit mechanism, but as an investment into the economy as students with new incomes put their money back into the economy.